Insurance Associates

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BUSINESS INSURANCE

Not all businesses face the same types of exposures. Risks facing a printing press business differ from the risks that a long haul trucking outfit faces. By becoming experts in certain types of businesses, many insurance companies have developed "target markets" and special "safety group" programs. These classes of business are more aggressively marketed by some some companies, thus the rates are lower and the coverages are specific to each class of business. Every company that specializes in any class of business may not be as aggressive with one class as another insurance carrier is with another class of business. Therefore, by representing a large number of companies, Insurance Associates is more likely to have access to a special commercial lines program.

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PACKAGE
Business Owner's Package Insurance
Commercial Property and Liability Insurance

PROPERTY
Commercial Property / Equipment
Computers
Crime
Contractors Tools
Installation Floater
Earthquake
Flood
Boiler & Machinery
Equipment Maintenance Protection
Intellectual Property

LIABILITY
General Liability Insurance
Professional Liability / Errors and Omissions Insurance
Directors and Officers Liability
Employment Practices Liability
EPO's
Workers' Compensation Insurance
Commercial Umbrella Liability

FINANCIAL
Business Income / Extra Expense

TRANSPORTATION
Business Automobile
Truckers Insurance
Cargo

EMPLOYMENT BENEFITS
Group Medical
Group Life
Group Disability
Group Dental / Vision Care
Group Long Term Care

BONDS